Automatic Payment Terms and Conditions
These Automatic Payment Terms and Conditions apply to your United Fire
Group (UFG) account. The words "United Fire Group,"
"we," "us" and "our" refer to United Fire
and Casualty Company, its subsidiaries and affiliates, your creditor
with whom you have your account. The word "you" and
"your" mean you, the individual(s) or entity identified on the
account. As used in these Automatic Payment Terms and Conditions,
"communication" means any account periodic statement, or
associated authorization, agreement, disclosure, notice or other
information that would accompany your account’s periodic statement
including, but not limited to, information that we are required by law
to provide to you in writing.
Acceptance of Automatic Payment Terms and Conditions
By clicking Agree, and registering to use any of UFG’s automatic payment
options, you are confirming that you have read and accept all of the
terms and conditions stated in this document, all terms and conditions
applicable to ufgpolicyholder.com and all terms and conditions governing
ufginsurance.com.
Terms of Use
Customers are not obligated to use automatic payment options. If you do
not agree with the Automatic Payment Terms and Conditions, you may not
use these features. To the extent there is a conflict between any
requirements posted on our website pages and these Automatic Payment
Terms and Conditions, the requirements posted on our website pages will
govern.
By registering for UFG’s automatic payment options, you agree to provide
us with valid, current and correct information as requested at
ufgpolicyholder.com. You also agree to promptly provide us with any
updated information. UFG takes the fraudulent or unauthorized use of
personal, financial or other customer information seriously. If we
become aware of any fraudulent or unauthorized use of such data, we will
pursue, and/or disclose such activity to the proper authorities,
consistent with applicable law.
By registering for UFG’s automatic payment options, you agree to
indemnify and hold UFG harmless for any damage, claim, loss, action,
expense or liability arising from the use or unauthorized use of your
bank information or account by anyone who obtains your username and/or
password either directly from you or as a result of your failure to
adequately secure such information. If you believe that your security
information has been lost or stolen, you must notify us immediately.
All communications in either electronic or paper format from us to you
will be considered "in writing." You should print or download
for your records, a copy of your electronic statements, this Automatic
Payment Terms and Conditions disclosure, your initial authorization to
utilize UFG’s automatic payment options, and any other communication
that is important to you.
By enrolling in UFG’s automatic payment options and providing your email
address, you agree to receive information and authorize UFG to
communicate with you concerning your account electronically at the email
address you provide. UFG’s automatic payment options are solely for the
use of payment of your billing statements. Your enrollment in UFG’s
automatic payment options will continue unless and until you withdraw
your consent by contacting UFG Billing Customer Service at 800-637-6309
between 7 a.m. and 6:00 p.m. CT M-F. Any withdrawal of your consent will
be effective only after we have a reasonable period of time to process
your withdrawal.
Your enrollment in automatic payment option(s) does not limit your
obligation to pay the minimum amount due by the due date as shown on any
billing statement or Policy Cancellation Notice you receive. Failure to
pay the minimum amount due by 7:30 pm CT on the due date will result in
a late fee being assessed to your account and could subject you to
policy cancellation or termination.
Electronic Communication
If you register to use UFG’s automatic payment options, you may receive
future notification(s), via email, confirming your online account
activity, informing you about changes or updates to the services
available, and/or providing other disclosures that may be authorized or
required by law. In order to use UFG’s automatic payment options, it is
your responsibility to provide us with and maintain a true, accurate and
complete email address.
How to Change Your Automatic Payment Information
You can update your automatic payment information at any time by
visiting ufgpolicyholder.com and editing your checking/savings account.
At our option, we may treat invalid information, or the subsequent
malfunction of a previously valid account, as a withdrawal of your
consent to use our automatic payment options.
Termination/Changes
We reserve the right, at our sole discretion, to terminate or modify the
terms and conditions on which we provide UFG’s automatic payment
options. We will provide you notice of such termination or change as
required by applicable law.
Federal Law
You acknowledge and agree that your consent to UFG’s automatic payment
options is being provided in connection with a transaction affecting
interstate commerce that may be subject to the federal Electronic
Signatures in Global and National Commerce Act, and that you and we both
intend that the Act apply to the fullest extent possible to validate our
ability to conduct business through electronic means.
Further Questions
Please contact us if you have any questions about these Automatic
Payment Terms and Conditions, or UFG’s automatic payment options.
Questions can be directed to UFG Help Desk at 800-895-6253 or to UFG
Billing Customer Service at 800-637-6309 between 7 a.m. and 6:00 p.m. CT
M-F.
