Commercial liability

Liability coverage to count on

Accidents happen — a universal truth every business knows. Without the right liability insurance in place, businesses big and small put themselves at risk for costly bills when an accident occurs.

Commercial general liability insurance

A commercial general liability (CGL) policy protects your business from financial loss should you be liable for property damage or personal and advertising injury caused by your services, business operations or your employees. It covers non-professional negligent acts that can be hard to predict. 

Liability coverage fosters peace of mind when it comes to making things right or fixing damages.

Coverage factors 

Although liability coverage may seem like a no brainer, there are many key factors to keep in mind before choosing a policy. Questions to consider may be:

  • What is the likelihood of an incident occurring?
  • How expensive will it be to repair or replace the items?
  • How much risk are employees taking while on the job? 
  • What policy limit is best if an accident occurred?

UFG Insurance agents are here to answer your questions about commercial liability insurance. Find an agent today to learn more.