Heavy equipment dealers

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Insurance tailored to equipment dealers

Complex risks come with renting, leasing, repairing and selling machinery. We understand. That’s why UFG offers customizable insurance coverages for heavy equipment dealers across a broad range of industries.

See how we strive to deliver on our promises to agents.
UFG is a standout insurance choice for a variety of heavy equipment dealers, whether commercial, industrial or agricultural. Leaning into deep underwriting expertise and our emphasis on personal relationships, we aim for agents and policyholders to count on us for coverage solutions.

Key coverages

A sampling of UFG property and liability insurance coverages for equipment dealers includes:
  • General liability
    • Dealership coverage for truth in lending, dealers insurance agent E&O and title E&O
    • Mechanics E&O
    • Broad form products coverage
    • Broadened named insured
    • Various additional insured grants automatically included (even more available standalone)
  • Property/inland marine
    • Lease and rented property coverage, including business income option
    • Loaned equipment
    • Customer property for repair or service
    • Tools intended for sale or lease or rental
    • Equipment transportation
    • Equipment sold under installment sales plan
  • Commercial auto
    • Broad form insured
    • Additional insured when required by contract
    • Waiver of subrogation
    • Hired non-owned auto physical damage
  • Workers compensation
    • Voluntary compensation
    • Foreign coverage

Specialized services heavy equipment dealers can count on

Our insurance services are delivered through in-house UFG teams, committed to providing exceptional service, responsive support and positive outcomes.

riskcontrol-icon Risk control
Our risk control team puts specialized skills and advanced technology to work for a broad range of industries, including heavy equipment dealers. Whether conducting risk assessments or providing consultative services, our team delivers holistic risk management expertise that extends far beyond checking boxes and running reports.

Claims capabilities
To us, every claim is an opportunity to prove to our policyholders that they made the right decision by choosing UFG. With 24-hour claim reporting and convenient claims payment options, heavy equipment dealers can count on our prompt and responsive claims service to help get them back to business after an unexpected loss. 

Underwriting appetite

UFG has a broad appetite for construction and industrial machinery and equipment, especially when equipment dealers value a safety-focused culture and strong fleet management.

Find more resources from UFG

Risk control

Resources to help heavy equipment dealers prevent losses and promote safe worksites.

Surety bonds

Surety bonds available in all 50 states.

Products

A closer look at our insurance products for businesses. 

Blog articles

Informative and timely blog posts for business owners.