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Simple insurance solutions for the construction industry

Successfully managing a construction project starts with successfully managing the risk. That’s where we come in.

See how we strive to deliver on our promises to agents.

For a contractor, every day and every job is different. With protection from UFG Insurance, contractors can be prepared for whatever the day and the job brings — knowing they have comprehensive construction insurance in place to help manage the risks that are inherent to their industry. 

Key coverages

We offer a broad array of construction insurance options for contractors, including:
  • Ultra Liability Plus endorsement from UFG – automatic additional insured, broadened named insured, blanket waiver of subrogation, automatic aggregate limits of insurance (per location and per project) and more.
  • Contractors equipment – installation, scheduled and unscheduled. 
  • Contractors errors and omissions.
  • Umbrella and excess liability. 
  • Builders risk.
  • Surety bonds.

Underwriting appetite

We insure a wide range of contractors, specializing in coverage for:
  • Concrete.
  • Dirt work (excavation and grading).
  • Electrical:
    • Residential.
    • General electric.
    • Lighting.
    • Low voltage.
    • Electrical controls.
  • Fencing.
  • Finish carpentry.
  • Flooring.
  • Heating and air conditioning.
  • Landscaping.
  • Masonry.
  • Painting.
  • Plumbing.
  • Street and road:
    • Asphalt paving.
    • Highway construction.
    • Parking lot construction.
    • Resurfacing street and highways.
  • Commercial general contractors:
    • Commercial.
    • Retail.
    • Industrial. 
    • Institutional. 
  • Commercial roofing.

Claims service contractors can count on

To us, every claim is an opportunity to prove to our policyholders that they made the right decision by choosing UFG. With 24-hour claim reporting and convenient claims payment options, contractors can count on our prompt and responsive claims service to help get them back to business after an unexpected loss. 

Find more construction-related resources from UFG

Surety bonds

Surety bonds for the construction industry available in all 50 states.

Risk control

Safety resources for preventing on-the-job injuries.  


A closer look at our insurance products for businesses. 

Simple solutions

Informative and timely blog posts for business owners.