Workers compensation
Workers compensation
Accidents happen, even at companies that have safety down to a science. Workers compensation coverage from UFG Insurance offers multiple tools to help injured employees on the road to a speedy recovery.
UFG workers compensation insurance may help cover:
- Medical care due to an on-the-job accident or incident.
- Rehabilitation needs due to the injury.
- Lost wages for the injured employee.
- Transportation expenses for medical appointments.
Simple Pay as You Go billing option
UFG’s Pay as You Go billing plan allows for more accurate and flexible workers compensation premium payments for business owners, causing less strain on cash flow throughout the year. With Pay as You Go, premium is calculated based on the actual reported payroll rather than an estimate, meaning less chance of unwelcome surprises at final audit.
Pay as You Go is offered in partnership with SmartPay Solutions and available to all workers compensation policyholders at UFG, whether they self-report payroll or use a payroll vendor. It’s a simple billing solution for many types of business owners, especially those with seasonal work and fluctuating payrolls.
Learn more about Pay as You Go.
Exceptional claims service from UFG
At UFG, we’re focused on the person behind the claim. Our person-centered claims service is about meeting people where they’re at, recognizing the stress or uncertainty they may be carrying and responding with empathy, transparency and steady support.
UFG’s claims professionals brings deep expertise and a passion for helping insureds and claimants through their claims as quickly and compassionately as possible. Our field claim specialists and lead general adjusters provide in-person claims service on first party claims of moderate and severe complexity and our major case unit focuses on complex exposures and construction defect claims.
Our claims advocacy partners also play an integral role in ensuring that our claims experience is smooth and supportive. Serving as a single point of contact, these seasoned professionals collaborate with internal UFG teams to find resolutions while instilling trust in our best-in-class services.
Timely medical care with CorVel
When an accident or injury occurs on the job, do you know how to file a workers compensation claim? We’re here to help with the information you need to be prepared when it matters most — including walking you through submitting a work comp claim.
In the event of injuries that aren’t life threatening, employees have access to your company’s authorized healthcare providers or if the employee has not already received medical consultation, the employee has free access to CorVel’s Advocacy 24/7 Triage Telemedicine.
An easy, toll-free call connects an injured employee to a registered nurse who specializes in occupational injuries. The nurse will evaluate the injury and make appropriate referrals, including the opportunity to immediately connect with a telehealth physician, if need be, to make sure employees are swiftly connected to the right care.