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BOP-Pro Select and Plus

BOP-Pro Select and BOP-Pro Plus

Looking to get more out of a businessowners policy? BOP-Pro Select and Plus have higher limits than standard BOP-Pro on some coverages and also include more coverage options.

Download our BOP-Pro coverage information.

Compare BOP-Pro coverage to determine what best suits your needs.

Key coverages include:

Business income iconBusiness income from websites
UFG is proud to offer this emerging, new protection that may offer aid if a policyholder's website vendor suffers a loss that causes an interruption in online business operations.

Water backup and sump overflow iconWater backup and sump overflow
Like the coverage name says, this element aims to help mop up those covered property messes.


Product recall expense iconProduct recall expense
The expense of recalling a product can be hefty and stressful for retail businesses — that's why a coverage like this one can be critical.

Undamaged tenants' improvements and betterments iconUndamaged tenants' improvements and betterments
Businesses that operate out of a leased space may find themselves in a jam if damage elsewhere within the building causes the need to relocate; this coverage may be able to reimburse a business for interior upgrades—like cabinets or fixtures for example—that would be left behind. 

Additional insured statuses iconMore "additional insured" statuses when it comes to liability coverage, including:
  • Vendors.
  • Lessors of leased equipment.
  • Managers or lessors of premises.
  • Grantor of franchise.

Endorsements have higher limits than standard BOP-Pro on some coverages like:

Debris removal
  • BOP-Pro Select – 20% higher.
  • BOP-Pro Plus – 100% higher.
Business income ordinary payroll
  • BOP-Pro Select – Covered days: 30 more.
  • BOP-Pro Plus – Covered days: 120 more.
Business income waiting period
  • Only 24 hours; that's potentially days sooner with both endorsements.
Electronic data
  • BOP-Pro Select – $5K.
  • BOP-Pro Plus – $50K.

Curious about pricing? 

BOP-Pro Select is 4.5% of the businessowners premium, subject to a $50 minimum premium. BOP-Pro Plus is 6% of the businessowners premium, subject to a $200 minimum premium.

Explore other BOP-Pro Plus endorsements:

Questions, comments or feedback?

We’re here to help you get the most out of our new experience. If you have a question please don’t hesitate to contact us at smallbusiness@unitedfiregroup.com. We'll respond as soon as we can.