Person holding neck with painful look.

Add work comp to a new or existing BOP for the chance to enjoy a bonus

Don’t miss these “premium” opportunities to qualify.


Add work comp to your BOP today.

Adding work comp to BOPs could mean big bucks

2024 is a year of big opportunity for small business with UFG Insurance! We’re offering our agents the chance to earn a special bonus to show our appreciation for taking care of your BOP plus workers compensation needs.

July - December 2024
Add work comp to new or existing BOPs from July – December 2024.


Earn a bonus
July – September: Hit a quarterly work comp premium threshold to earn a 5, 8 or 10% bonus of the new work comp premium. October – December: Premium thresholds no longer apply! Earn a 10% bonus of new work comp premium no matter the premium amount.

Opportunities to qualify
There are two opportunities to qualify! July – September and again October – December.


Separate bonus
This bonus is separate from — and in addition to — the 10% work comp commission UFG offers on new and renewal policies.


Qualification details

July – September: Work comp premium thresholds and bonus earned (per agency location):
  • $40,000 - $59,999: earn 5% bonus.
  • $60,000 - $99,999: earn 8% bonus.
  • $100,000 or more: earn 10% bonus.
Work comp premium thresholds no longer apply in quarter four! From October 1 – December 31, earn a 10% bonus of the new work comp premium no matter the premium amount.

 

Benefits of work comp from UFG

Services within easy reach and fast access to medical care play foundational parts in health and healing after an on-the-job injury. That’s why work comp is more than just a line of business to us — it’s a profound responsibility.

When you add work comp to a UFG BOP, you’re adding the ease of:
  • One insurance carrier for agents and policyholders to turn to.
  • Access to timely nurse triage services, 24/7, for injured employees of policyholders.
  • Claims advocates who can help guide agents through complex scenarios with empathy and care.

Plus, your customers can access a variety of free safety resources from UFG Risk Control.

Let’s add work comp to that BOP

UFG is ready to be your go-to carrier. Your small business underwriter or territory manager are eager to answer any questions you have.

Work comp appetite for small business

Check out our full small business appetite guide for more info. 

Services business icon.
Services
Appliance install/repair, bakeries, barber shops, beauty parlors, paper copying, dental laboratories, engraving, funeral homes, jewelry repair, lithographing, nail salons, photoengraving, photographers, shoe stores (repair), tailoring, taxidermists, TV/radio installation or repair.  

Office building icon.
Offices
Accounting/payroll, advertising, health organizations, insurance, interior decorator, law offices, real estate, veterinarians, title, and ticket agencies.

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Restaurants
Café, coffee, concession/snack, deli, donut, ice cream/yogurt, pizza, salad bar, take-out only, fine dining with and without alcoholic beverages, bistros/diners, family style.

Hammer and nail icon highlighting contractors.
Contractors
HVAC, appliance installation/repair, interior carpentry, driveway/parking/sidewalk repair, electrical work, furniture or fixture installation, glass dealers, house furnishings installation, interior decorators, lawn sprinkler installation, metal erection (decorative), paper hanging, plumbing, sign painting.

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Distributors
HVAC, appliances, automobile parts, bakeries, barber or beauty shop, bookbinding/printing, clothing apparel, fabric, floor covering, florists, fruit/vegetable, gardening supply, grocery, hardware/tools, hearing aids, hobby/craft, janitorial supplies, meat and seafood, office machines, optical goods, plumbing supplies and fixtures, refrigeration equipment and stationery goods. 

Retailer shop icon.
Retailers
HVAC equipment, appliances, art galleries, auto parts, bakeries, bicycle, bookbinding, bookstore, camera equipment, candy, ceramics, clothing, collectibles, computer, cosmetic/hair/skin preparation, dairy products, delis, dry goods, electronics, light fixtures, fabric supply, fence dealers, floor covering, florist, gardening supply, gifts, glass dealers, hardware, heath food, hearing aid store, hobby/craft, home furnishing, home improvement, janitorial supplies, jewelry, leather goods, locksmith, luggage goods, meat or seafood, music, musical instrument, newsstands, office machines, optical goods, paint/wall covering, picture frames, plumbing supplies, refrigeration equipment, seed merchant, sewing machine, shoe, sporting goods, paper products, toys, trophy, variety, video, and wig stores.

Don't wait. Add work comp to your next BOP.
Promotion applies to all new workers’ compensation written premium with a corresponding business owner’s policy that is bound by United Fire & Casualty Company through UFG Insurance’s Pro-Quote online quoting platform, with effective dates within a promotional period. Workers’ compensation renewal premium and worker’s compensation premium outside of small business, including middle market or worker’s compensation monoline, does not apply and cancellations will be deducted. Minimum written workers’ compensation premium threshold requirements, if any, as identified at www.ufginsurance.com/online/promo must be met to achieve an award during either of the two qualifying promotional periods. Promotional period one begins July 1, 2024, and ends September 30,2024, and promotional period two begins October 1, 2024, and ends December 31,2024. Efforts will be made to mail qualifying award payments to the agency within 30 days of the respective period’s end date. This award is intended for agencies only and cannot be forwarded to an agency’s customer/s. United Fire& Casualty Company, its owners, subsidiaries and affiliates, related companies, employees, and staff are not liable or responsible for any claims, damages, losses, injuries, or death including any third-party claims, arising from or relating to, in whole or in part, any contest or promotion, including participation in any contest or promotion and/or the acceptance, possession, use or misuse of the contest or promotion awards or prizes and this includes any technical or human errors, malfunctions, failures, or fraud resulting from or that occurred as part of participation in this promotional contest. Further, premiums that do not follow or meet the guidelines, as determined by United Fire & Casualty Company, are not eligible to be included in the calculation of the threshold requirement nor receive an award.