Boats, wave runners, jet skis and other personal watercraft are a lot of fun but come with a lot of risks. All too often, boaters don’t think about the value of watercraft insurance until they need to use it.

Even the slightest ripple can result in an accident or injury, that’s why it’s important to have watercraft insurance protection in place before your maiden voyage.

With the right policy, not only can you make sure your boat, jet ski or wave runner is covered in the event of an accident, but you can also protect yourself, loved ones and other people on the water.

Consider these unexpected waves:

A propeller can strike a submerged object and damage an engine. Physical damage coverage could get you motoring again.

Someone might get hurt while you’re pulling them on water skis or tubes behind your boat. The right insurance coverage could get them back on their feet.

At UFG Insurance, our watercraft coverage combines broad insurance protection for bodily injury, property damage, guest passenger liability, medical payments and theft, along with a variety of optional coverages to meet individual needs.

Talk to an agent today to learn more about watercraft insurance from UFG—we’ll help you keep your head above water.

Disclaimer: Subject to applicable legal requirements, United Fire & Casualty Company and its subsidiaries and affiliates (UFG Insurance) are no longer renewing or writing new personal lines coverage for current or potential policyholders in most states. To accommodate obtaining replacement coverage, we have entered into a renewal rights agreement for most of our personal lines business. Read more here.